An example of why buying a home with cash may not be in a Buyer’s best financial interest. Assume a Buyer has $250,000 to invest.
READ MORESo, this is a quick one. Recently, the Federal Reserve lowered the Fed Funds rate from 2.25% down to 2%. So, in this episode, we’ll get into what this means for home mortgages.
READ MOREIn this episode we go through what self-employed borrowers need to show us to get a mortgage. Self-employed folks are perhaps the hardest working borrowers we come across and, unfortunately, banks don’t cut them any slack when it comes to getting approved for a mortgage. Self-employed borrowers make up about 30% of our applications. When it comes to self-employed borrowers, we ask two questions when you call us about getting pre-qualified or how the process works.
READ MOREIn this episode, we covered issues that might arise when you receive an appraisal on your detached guest home, also know as a casita.
READ MOREIn this episode, we went over two major refinance updates, one with the FHA and the other with the VA. We wish that we were passing on better news, but this is basically the government tightening restrictions on some of the loan parameters.
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