The Mortgage Brothers Show

In this episode, we went over some tips that we hope will help you through those sticky situations when collectors are calling about debt.

In this episode, we went over homeowners insurance deductibles and a quick tip on how to get lower premiums.

For single-family residential homes in the range from $200,000 to $400,000 or so, premiums are going to range from about $600 to maybe $1,200 annually. So, about $50-$100 a month. We’ve had some people asking how they can get the lowest premium possible. For many people, the difference between $50 and $100 can be a big deal.

In this episode, we discussed a tip on how to get the most out of your credit card while keeping your score nice and high. Credit scores matter not only in matters of mortgages, but also in insurance quotes and, well, anything insurance-related.

In this episode, we discussed how to refinance student loans into a mortgage without it being considered a cash-out refinance.

In this episode we went over some exciting changes that are effective January 1st, 2020. As of that date, there will be no VA loan limits for borrowers who purchase a home, subject to them having no outstanding used entitlement.

In this episode, we talked about appraisal waivers. If you’re getting a conventional loan on a refinance or purchase, you might not need to get an appraisal done on your home. About 20% of loans today are receiving appraisal waivers in the underwriting process.

In Arizona and most of the USA as of January 1st, 2020, FHA loan limits have been increased from $314,827 to $331,760. This is great news! If you’re a single-family residence the limit went from $314,827 to $331,760.

In Arizona and most of the US, the conventional loan limits have been increased from $484,350 to $510,400. This is amazing news, just four years ago that limit was $380,000.

On our YouTube channel we answer all sorts of mortgage questions our borrowers have when buying and refinancing our homes.

In this episode, we covered how to freeze your credit report files. Doing this online is the easiest, most efficient, and cost-effective way to protect your credit from hacks and theft.

This episode covers how to count commissions, bonuses, and tips when it comes to getting conventional, VA, or FHA loans.