The Mortgage Brothers Show

In this post, we’re going to be discussing what to do if you inherit a home. The calls we get about this are often a bit somber. We’re sorry for your loss and we hope this post can serve as a jumping off point to help get you through this difficult time. Upfront, we’re not attorneys, so if you have more complicated questions about taxes owed and the like you should start by giving an attorney a call. This is meant to be a brief overview. It’s not comprehensive. If you have more questions about any of what is discussed give us a call at 602-535-2171. We’d be happy to help. In the meantime, let’s go through a few different scenarios.

In this post, we’re going to answer the question of whether you should go with a cash-out refinance or a HELOC (a Home Equity Line of Credit). It really comes down to one word: circumstances. The circumstances really impact what the right option is. So, let’s look at a couple of scenarios.

In this post, we’re going to touch upon unfortunate circumstances: death. The death of a loved one is incredibly hard to go through. We hope that we can, at the very least, make navigating these tragic circumstances a little bit easier. We’re going to be discussing what to do if, when your spouse has died, you might be wondering what to do with the mortgage if you’re not on the loan.

In this post, we’re going to be answering the question: who can you add on a title when you’re getting a mortgage? You might be surprised how many times, when you’re in the middle of a mortgage, this question comes up.

In this post, we’re going to be covering the top five things you need to know before you start choosing a lender. We hope that this helps you find the perfect lender to help you buy the home of your dreams.

In this post, we’re going over FHA loans and answering some of the most common questions we get asked about them.

In this post, we’re talking about conventional loans. In short, a conventional loan is a mortgage note that is owned by Fannie Mae or Freddie Mac. But, let’s dive a bit further in.

In this post we’re covering the top five things you need to know before you apply for a mortgage to purchase a home. So, let’s get to it.

In this post, we’re going to be discussing how your credit score actually impacts your mortgage interest rate.

In this post, we’re talking about car payments and how they affect mortgages. As loan officers, we’re in the business of trying to calculate how much a person qualifies for or not. Because car payments are such an everyday part of life for so many people, we wanted to give a brief rundown of how your car payments might be affecting your mortgage purchasing power.

In this episode, we’re talking about PMI. PMI stands for Private Mortgage Insurance. These come into play with conventional loans. When you have a conventional loan, that is it’s private, non-governmental, this is the insurance that covers these loans.

Yes they are, in this episode we discuss the details. This post is about jumbo financing, in particular big loans with just about 10% down. A lot of banks have been saying no to these with COVID, but right now some banks are starting to offer them again, which is fantastic news.

In this post, we’re talking about mortgage rates and if you can qualify if you have a late mortgage in your payment history. This is a situation that happens to a lot of folks, and we get calls all the time asking this question. In short, absolutely. It’s still possible to get a mortgage if you’ve been late on one in the past. There are lots of reasons people are late. Sometimes the bank is miscommunicating their payments, sometimes it’s a technology issue. It’s not always in your hands.

This is a question we get quite a lot. A buyer will call up and say, “Hey Mortgage Brothers, I’ve been working for this company in Virginia for years. I’ve been remote, but I’ve got family in Arizona and I’m thinking of moving. Can I actually move to Arizona and work there? And can I get a mortgage?”